Risk Finance And Insurance

Shelter Island Risk (SIR) is skilled at bringing the right data to the critical players in your risk finance and insurance efforts. Actuaries need loss development triangles that are accurate, and timely. Brokers need computer simulations of alternative retention levels or aggregate stop losses. Captives need the estimation of cash flows to drive their investment choices. SIR is expert in moving information from where it is to where it is needed. Our expertise is systems; our experience covers nearly every RMIS, TPA and Insurer.

SIR can assist with your planning and cost allocation processes. External Risk Financing and Insurance can easily become the island of lost revenues without accurate evaluation of retention levels and aggregate limits.

We can create cash flow projections for alternative risk finance and insurance programs. SIR can help you examine probability trade-offs between risk retention and savings, cash flow and collateral requirements to insure that you make the best informed decisions. We can help you spot opportunities to leverage captive insurers. SIR has proven experience with testing the risk transfer adequacy of alternative risk finance and insurance to determine whether they satisfy the current definitions of “insurance”.

SIR has substantial experience in modeling both frequency and severity distributions in order to project aggregate costs of risk. We use advanced actuarial and statistical techniques to track the risks and rewards of different risk transfer programs.